ohne-makler
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Terraced house with a double garage, solar panel system, and storage space.

Gladbacher Straße 280, 41462 Neuss – Nordrhein-Westfalen
585.000 €
4
Room
147 m²
Living Area
303 m²
Plot Area
Private offer
House
End-terrace house

!!! Price Reduction as a Summer Offer!!! The seller covers the current annual ground lease costs for 10 years! (See details below).
Living space: 147 m² (see also the attached floor plan calculation).
Usable space:
Basement: approximately 53 m²
Heating room: approximately 2 m²
Garage: approximately 34 m²
Parking space: approximately 30 m²
Total usable space: 129 m²
The house was built to a high energy efficiency standard. Therefore, energy costs for gas and electricity are expected to be relatively low. Heating/hot water for the building: gas condensing boiler.
The boiler was replaced in 2025 with a similar wall-mounted unit.
Heating is distributed from the ground floor to the attic via underfloor heating. The bathroom also has a towel warmer. The double garage is heated. Energy performance certificate: 74.39 kWh/m² per year, class B.
Basement:
The basement is partially finished (drywall, plastered). The floor is concrete. There are two skylights for ventilation with thermal windows that can be opened and tilted. The basement contains:
Inverter 10 KW for the photovoltaic system, manufacturer: Deye.
Battery system 20 KW, manufacturer: [Name of manufacturer]. Pylontech
Main electrical distribution panel for the entire house, including meter.
Distribution panel with optional switchover capability for emergency power.
Water supply system with meter and fittings by Kemper.
Water softening system with salt tank (Grünbeck).
Drainage basin, pump chamber.
Living/Dining Room:
The living/dining area features parquet flooring. The skirting boards are made of baseboards. The kitchen has stoneware tiles/granite flooring. All walls are finished with smooth plaster and paint. The entrance doors to these areas are made of glass. Hallway/Guest Bathroom:
Toilet with sink.
Walls finished with smooth plaster.
Tiles and granite on floor and wall surfaces.
Garden:
The garden is separated from the street by a noise/visual barrier and planted vegetation. On the side of the barrier facing the house, there is a natural stone wall made of sandstone. The terrace next to the house (approximately 6.0 x 3.0 m) is made of Bangkirai wood decking. Leading away from the terrace is a paved natural sandstone path to the side entrance of the garage. The garden is also equipped with privacy screens to the neighboring properties. A well with a pump is available for irrigation. Garage:
The double garage (approximately... The property features a tiled floor and a radiator for heating. Additionally, it includes an electric roller door, two side doors, and a window. Water and sewage connections are still present.
Upper Floor:
The flooring in all rooms (except the bathroom) is made of beech parquet. The walls are covered with wallpaper. The bathroom is equipped with a toilet, bathtub, and shower.
Attic:
The attic was completely renovated in 2022. The flooring consists of maple parquet. The walls are finished with smooth plaster. A wardrobe is installed to separate the utility room. A split air conditioning system provides heating and cooling.
Other:
All windows, except those in the basement and guest toilet, have electric roller blinds. The windows and doors are double-glazed and equipped with security features to level 3. The handles are lockable. The windows and doors have a U-value of 1.1 W/m2xK, and those facing the street have sound insulation of 43 dB(A), while the others have 39 dB(A). The electrical switches are from the high-quality Gira range. There are two electrical distribution boards (ground floor/lower level and upper floor/attic). There is an outdoor watering system and electrical connections in the front garden. A photovoltaic system with a capacity of 6.87 kWp (from Sunsolar) is installed. The feed-in tariff for electricity is 12 cents/kWp, which results in approximately 26 euros per month. Please note: The house is built on a leasehold property belonging to the Catholic Church. The current lease payment is 210.24 euros per month (2,522.88 euros per year) for the land. The lease period is currently 71 years and may be extended after that. For inquiries, please call 0176 44434444.

Are you interested in this house?

Object Number
OM-424459
Object Class
House
Object Type
End-terrace house
Is occupied
Vacant
Handover from
By arrangement

Purchase price & additional costs

purchase price
585.000 €
Purchase additional costs
approx. 45,515 €
Total costs
approx. 630,514 €

Breakdown of Costs

Purchase price 585.000 €
Real estate transfer tax 38,025 € (6.50%)
Notary costs 4,962 € (0.85%)
Land register entry 2,528 € (0.43%)
Broker commission 0€ (0%)

* Costs for notary and land register were calculated based on the fee schedule for notaries. Assumed was the notarization of the purchase at the stated purchase price and a land charge in the amount of 80% of the purchase price. Further costs may be incurred due to activities such as land charge cancellation, notary escrow account, etc. Details of notary and land registry costs

Does this property fit my budget?

Estimated monthly rate: 2,129€

More accuracy in a few seconds:

By providing some basic information, the estimated monthly rate is calculated individually for you. For this and for all other real estate offers on nirqovalen.shop

Based on equity 20% of the purchase price plus the purchase incidental costs / 10 years fixed interest rate / 2% initial repayment / Effective interest rate 3.46%

Details

Condition
Modernized
Number of floors
3
Usable area
129 m²
Bathrooms (number)
1
Bedrooms (number)
1
Number of garages
2
Number of parking lots
2
Flooring
Parquet, Tiles
Heating
Underfloor heating
Year of construction
1999
Equipment
Terrace, Garden, Basement, Full bath, Shower bath, Fitted kitchen, Guest toilet, Barrier-free
Infrastructure
Pharmacy, Grocery discount, General practitioner, Kindergarten, Primary school, Secondary school, Middle school, High school, Comprehensive school, Public transport

Information on equipment

The house is of a high standard of construction.
The property has undergone continuous renovations and modernization. There are no outstanding maintenance issues. In the last 8 years alone, approximately €116,000 has been invested in the property, and this figure does not include many smaller improvements. A detailed breakdown of the expenses is included.

Location

The property is located in a quiet, very small residential area adjacent to a wooded nature reserve.
Nature lovers, sports enthusiasts, and dog owners will be delighted, as the house is just a short walk from the nature reserve.
Furthermore, the city center of Düsseldorf is easily accessible by car in just a few minutes (approximately 10 km). Public transportation is also readily available, with a journey to the city center taking just a few minutes (approximately 20 minutes).
Shops are located within a few minutes' walk.
Ample parking is available at the house and within the residential area.
A kindergarten, such as LuKiTa "Kleine Freiheit," is located approximately 500 meters away, so childcare is easily accessible. Schools are also located in the immediate vicinity. A sufficient number of doctors are available in the surrounding area, and a general hospital, such as the Johanna Etienne Krankenhaus, is reachable in about 10 minutes.

Location Check

Shopping
500m
Sports
300m
Health
950m
Child Friendliness
150m
Public Transport
300m
Eating Out
400m
Nightlife
400m
Culture
1.4km
Nature
100m

Energy

0 50 100 150 200 250 300 350 400 ≥450
Energy certificate type
Demand certificate
Main energy source
Gas
Final energy demand
74.39 kWh/(m²a)

PDF

Miscellaneous

Advantages of this property with ground lease:
- No real estate agent fees for the house (approximately €41,000).
- No real estate agent fees for the land (approximately €11,000).
- No purchase price for the land (303 m2 x €500 = approximately €151,000).
- No additional purchase costs for the land (€12,835).

Total savings of €215,835 compared to comparable houses in the same condition and with the same features.

Ground leases often seem unattractive to many people because monthly costs continue to accrue, and the land is not owned outright.
Consider how long it would take to pay off a loan of €215,835 with interest if, instead, you were to pay €2,522.88 per year in ground rent.
Without interest, it would be: €215,835 / €2,522.88 = 86 years.
Therefore, for us, ground lease appears to be a more cost-effective option for buying a house.
If you are unsure, please consult ChatGPT for more information about ground lease law.

Note:
You can download all the following documents (including the property brochure) as a PDF.

Broker inquiries not welcome! According to § 7 UWG, unsolicited contact by brokers without the express consent of the recipient is prohibited!

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Offer from: Jörg Sevecke